K
Risk Analyst
Kotak
Job Description
Risk Analyst - Mumbai
Key Responsibilities
- Monitor portfolio performance and identify emerging risk trends, delinquency patterns, and areas for policy improvement
- Develop and execute risk strategies, customer treatment actions, and portfolio interventions
- Build and maintain forecasting models for delinquency, roll rates, and loss prediction
- Analyse portfolio segments and identify key drivers impacting risk metrics
- Execute and monitor PAPQ (Pre-Approved/Pre-Qualified) offer strategies
- Ensure governance, process documentation, audit readiness, and compliance with risk analytics standards
Experience Profile
- 2-8 years of experience in Risk Analytics, Credit Risk, Portfolio Analytics, or Banking Analytics
- Experience working with analytics tools such as SAS, Python, SQL, or similar platforms
- BFSI domain experience preferred
- Ability to manage multiple projects and thrive in a fast-paced, collaborative environment
- Strong problem-solving and stakeholder management skills
Educational Qualifications
Graduate/Postgraduate from a Tier 1 institution in: Engineering, Statistics, Economics, Mathematics, Data Science.
Industry Preference
BFSI
Location
Mumbai